Factor sayenda chuma: chilinganizo. kusanthula ndalama

Ndi palibe chinsinsi kuti mtendere wa ntchito ndalama ntchito iliyonse zimatengera makamaka kulemba ndi anaiyamba wa pakuika ndalama mu chuma. N'chifukwa chake kwa wounikira Mkhalidwe m'pofunika kuphunzira kapangidwe ka chuma, komanso magwero a mapangidwe ake ndi zifukwa kusintha kwawo. Mwa njira, mwatsatanetsatane, monga ulamuliro, kuthetsa zimayambitsa zokhudza chikhalidwe cha ndalama kukonza.

kufufuza mankhwala

Poyamba, malinga ndi muyezo izo m'pofunika kudziwa mtengo okwana kapangidwe ka chuma pa lipoti tsiku lenileni. Apa m'pofunika kuzindikira zolakwika pa mtundu wa katundu ndi kufanizitsa zambiri pa chiyambi ndi mapeto a nthawi ya malipoti. Tikumbukenso kuti kuphunzira zambiri za kusintha kapangidwe ayenera kudziwa zina chiwerengero cha aliyense wa mitundu ya chuma ndalama imodzi, naperekanso mu pepala malire komanso kuphunzira zimayambitsa kusintha kandalama chuma.

Chotsatira

Kenako, m'pomveka kuganizira mphamvu ya chiŵerengero cha chuma panopa ndipo sanali panopa, komanso kuwerengera sayenda chinthu cha chuma. Nkokoma mawonekedwe ngati inferences zochokera kuwerengetsera deta:

• Pankhani ya kuwonjezeka katundu panopa ndi kuchepetsa katundu amodzi mu dongosolo zingaoneke chizolowezi cha mathamangitsidwe negotiability katundu zovuta. Pa zochitika zimenezi, chifukwa nthawi zambiri mbali za kumasulidwa njira ndi mndandanda yochepa ndalama (kumene, ngati kuchuluka kwa kuchuluka nkhani wasonyeza).
• Pofuna zimaonetsa bwino chuma, muyenera kuwerengera sayenda chinthu cha chuma. Iye ankayimiridwa ngati chiŵerengero cha katundu, chuma panopa kufunika chuma. ). Zochita ndi motere: CIP = o / XB (sayenda Chinthu katundu). kachitidwe, monga momwe mukuonera, ndi wosavuta.

Kodi wina?

Chinthu chomaliza cha gawo loyamba ndi kuwerengera Kmoa. Factor ntchito likulu sayenda limaoneka ngati chiŵerengero cha sayenda pazipita awo chigawo (ndalama osati kokha, komanso ndalama ndalama) kwa mtengo okwana o. Chofunika, kuwonjezeka koefishienti pamwambapa ndi zabwino chitsimikiziro mathamangitsidwe negotiability katundu zovuta dongosolo.

sayenda chinthu kufalitsidwa njira ndi iyi: Kmoa = (DS + CDPF) / o.

Tikumbukenso kuti mlingo wochepa wa sayenda o - osati nthawi zonse chinthu negative. Izi mlingo mkulu wa kubwerera pa dongosolo mankhwala, zambiri, keyala pa chuma ufulu kukuza ndi patsogolo ulimi.

Analysis angathe kupanga

Ndi palibe chinsinsi kuti mmene ndalama dongosolo lililonse chifukwa ntchito yake yopanga. N'chifukwa chake muyenera molondola amapenda lingathe kupanga zomwe pazikhalanso mu kuwunika:

• Atathana chuma.
• Ntchito ikuyendera.
• Katundu zolinga kupanga.
• Yolipiriratu ndalama.

N'kofunika chakuti anagonjera nkhani ali yekha chuma chenicheni matabwa ake. Iwo zimaonetsa kapangidwe ka Mphamvu mu dongosolo yopanga (kulola headroom ndi T D..).

Kaperekedwe lingathe kupanga

Kuti atchule bwino lingathe kupanga zizindikiro zotsatirazi ntchito:

• Movement, komanso gawo la chuma zolinga kupanga mu chuma okwana.
• Movement, komanso kulemera yeniyeni opaleshoni mtengo okwana katundu wa kumalo a ntchito.
• Factor Os avale.
• mlingo depreciation mtengo pafupifupi.
• Kukhalapo kwa mphamvu, komanso gawo la ndalama likulu, ubwenzi wawo ndi chuma.

anapezazo

Kuwonjezera gawo la chuma zolinga kupanga kumapeto kwa chaka ndi chiwerengero chachikulu cha chuma zokhudza mu chuma okwana dongosolo nthawi anati za kuwonjezeka yokulirapo m'njira kupanga. Nkofunika kudziwa kuti chithunzi ichi akhale peresenti 50 (poyerekeza ndi maziko, monga ulamuliro, kutenga zokhazikitsidwa nthambi mawu muyezo). The gawo la mtengo wa katundu anakonza phindu okwana ndalama dongosolo kuchita masamu kuti chiŵerengero cha mtengo yotsalira ya opaleshoni dongosolo ndi pepala bwino. Chotero mawerengedwe ndi zambiri pa chiyambi ndi mapeto a nthawi ya malipoti. Ziwerengero mtheradi, zomwe zikugwirizananso ndi kuwunika, poyerekeza ndi muyezo (zogwirizana ndi nyumba onse a makampani ndi).

Pambuyo kuwerengetsa ndi avale koyefishienti (mwa kulankhula kwina, damping) anapanga makhalidwe Mkhalidwe kusintha kwake. Kuti bwino ganizilani mphamvu ya Os mlingo depreciation ntchito pafupifupi mlingo depreciation (chiŵerengero cha depreciation ndi kuchuluka kwa ndalama choyambirira cha Os).

Analysis wa kapangidwe ndi mphamvu ya m'manja

Kuchokera pa kusanthula kapangidwe ka njira mafoni (., Onani pamwamba sayenda chinthu chuma) ndi zothandiza kuganizira kusintha kumene kunachitika mu Os mawu ambiri, kenako - kulingana ndi nkhani yeniyeni. N'kofunika kuganizira chikuchititsa mavuto a kusintha likulu ntchito:

• Phindu (pambuyo misonkho onse analipira).
• Depreciation.
• Kuwonjezera kampani ndalama zokha.
• Kulera ngongole pa ngongole kapena ngongole.
• Kuwonjezera kudzipereka mu ulemu wa nkhani sonyezani.

The kuchepa likulu ntchito

The zifukwa ndi kuchepetsa ntchito likulu zotsatirazi zinthu:

• ndalama zina ataphimbidwa ndi phindu otsala pa kutaya dongosolo makamaka.
• ndalama Capital.
• Yaitali ndalama ndalama.
• A kuchepa kwambiri nkhani sonyezani.

Tikumbukenso kuti kamodzi anazindikira kanjedza mtheradi ndipo anapanga ziyenera wonse, m'pofunika kuwerengera mfundo za ntchito zothandiza pa chuma.

The koyefishienti wa ufulu yaitali zachuma

Monga taonera, kuti aone kuthekera kwa kukula ankagwiritsa ntchito zizindikiro. Factor sayenda katundu, takambirana pamwambapa, limanena makampani pokha dongosolo. Koma zachuma, pali zinthu zingapo ntchito mu kusanthula kupanga. Choncho, chiŵerengero cha chilungamo ndi yaitali ngongole kwa chuma okwana amasonyeza gawo la ndalama yekha kuchuluka okwana magwero a zachuma. Chofunika, analimbikitsa phindu mu nkhani iyi ndi 0.8-0.9. kukhazikika chinthu - dzina sayansi chiŵerengero izi. Malinga ndi Russian mlingo mlandu malipoti kuchita masamu motere:

(Luso ndi ndani + kuti) / XB = (p. 1300 Fomu 1 + Pp. 1400 Fomu 1) / p. 1700 Fomu 1.

kusanthula chizindikiro

kukhazikika Chinthu nthawi kusanthula mu mphamvu. Choncho, kuchuluka azimuth tinganene kukula malonda dongosolo wowonjezera mphamvu kupanga Mwachangu ndi ndondomeko yake ulamuliro. Mwanzeru kuchepetsa chiŵerengero zimenezi zimasonyeza kuti kuchepa zolowa, motero, slowdown mu dongosolo la. Nkofunika kudziwa kuti mlingo pazipita kukula zachuma, kampani akhoza kukwaniritsa pokhapokha ngati phindu chifukwa ali reinvested (ie ophatikizidwa).

Koyefishienti kulosera bankirapuse

Mu nkhani ya kuzindikira mwamsanga kuwonongeka mu mkhalidwe wachuma wa kapangidwe ndi kuteteza zosayembekezereka wa insolvency Inde, n'zotheka kuteteza kugwa kwa malonda. Ndi chifukwa Zikatero ndi ntchito mlingo Mapa wa bankirapuse. Njira ambiri ntchito ndi akatswiri kuti aone solvency ndipo ambiri umoyo wa kampani.

Kodi mawu akuti bankirapuse? Malinga ndi mfundo atapereka ndi wa kuweruza arbitral, akuti limanenedwa ngati mtundu wa chikhalidwe cha ndalama wobwereka, pamene iye alibe luso akwaniritsa zofunikira za ndalamawo kapena ayi kulipira malipiro kuvomerezedwa.

ndondomeko bankirapuse ali ndi zolinga ziwiri izi: kuwonongedwa kwa ngongole ngongole kwa wokongoza ndi kuchira kwathunthu, komanso kulimbitsa zina za ntchito ya kampaniyo. Monga ulamuliro, chuma akutsogoleredwa ndi njira zitatu zimene zingatithandize kudziwa kuchepetsa n'zotheka solvency wa bungwe lalamulo. Pakati pawo, ndi mawerengedwe a solvency chiŵerengero, kuneneratu magawanidwe solvency, komanso kugwiritsa ntchito dongosolo la muyezo unformatted khalidwe. Njirazi n'zotheka kudziwa zolakwika zotheka itangoyamba oyambirira, chotero imathandizira neutralization amuleka lapansi. Iwo amapanga yeniyeni kasamalidwe dongosolo kampani pofuna kupewa mavuto monga:

• Kuwunika za mavuto azachuma amapangidwa m'njira mosalekeza.
• Analysis ena zolakwika pa muyezo njira ya ntchito kampani, komanso zochita za mmene kuwonongeka.
• Chizindikiritso cha zinthu zimene moyipa bwanji vutolo.
• Chiphaso mungachite kuti kubwezeretsa ntchito chilli za chuma.

Tikumbukenso kuti chimodzi cha zizindikiro yaikulu ya insolvency zachuma wa bungwe lalamulo ndi kusafuna zodzinenera kuphedwa angongole 'kwa miyezi itatu kuchokera tsiku ntchito ongolankhula udindo.

Pomaliza

Mkhalidwe wachuma wa bungwe lalamulo angakhudzidwe ndi zinthu, onse cholinga ndi zotengera malingaliridwe. Ofunika kwambiri kuganizira kuti akhale msanga kuwunika chiopsezo insolvency. Choncho, kuti zinthu zotengera malingaliridwe tiyenera kuphatikiza odana ndi kugulitsa adakulabe mu njira ya malonda, kuchepetsa chiŵerengero cha "mtengo kwambiri", mlingo wochepa wa profitability, kuchuluka kwa ndalama ndi kuonjezera udindo. zinthu Cholinga amaonedwa monga malipoti chosakwanira kapena zolakwika, posungira awo, kuwonjezeka kwa chiŵerengero cha ngongole katundu kumbali madebiti, ena monyanyira mu pepala bwino, komanso kukula kwa illiquidity (ngakhale pang'onopang'ono).