Kodi lendi? Iwo - ndalama

Mawu "lendi" omwe anamasuliridwa kuchokera njira German "kubwerera" ali ndi matanthauzo angapo.

Makamaka, lendi zachuma - ndi mosalekeza mpaka kalekale osanjidwa ndalama zimene linaperekedwa kwa likulu, m'dziko kapena katundu wina.

Munthu m'modzi ankaona kuti wolandira za lendi. Munthu uyu Zosintha chuma chake mu umwini wa munthu wotchedwa lendi samalipira. The ndikupeleka, mwa magulu, amaona ntchito samalipira kuti mwadongosolo amatenga ndalama kuti wolandira kapena kupereka njira zina chifukwa tikukonza ake.

Lendi - njira ya mgwirizano. kubwereka wolandira yomweyo pambuyo kulanda katundu wake mu chuma cha wina, amaika ufulu, koma adzakhala nako kutsatira.

Samalipira ndi nyumba pambuyo zambiri limapeza ufulu kutaya katundu pansi pa lamulo. Iwo atha kukhala chuma kupindula ntchito zimenezi, kutaya zinthu zomwe paokha (Mwachitsanzo, kupereka).

Civil malamulo a Federation ndi Russian allocates zosiyanasiyana annuities.

Okhazikika, pamene umwini pa chuma anasamutsidwa ndi cholowa kapena motsatizana. annuity adzakhala analipira zonse. wolandira ake gulu akhoza kuchita, ena mabungwe alamulo kapena anthu. A chofunika kwa zoperekazo annuity ndi kutsata bukuli intervals ena, monga kamodzi pa mwezi kapena kotala. ndalama zonse ali zizikhala kokha kukachitika kuti samalipira za lendi kugula.

Moyo annuity - mgwirizano umenewu ndi opindulitsa pa magulu onse. Olandila amatumiza nyumba zawo (kapena chuma ena) kuti samalipira, chifukwa cha umene iye afunika monga imfa olandila, iye anavomera kuti ntchito kwa iwowo kapena kulipira atathana limanena za ndalama. katundu amakhala chuma cha munthu wina (samalipira) pokhapokha imfa ya wolandira. Kupatuka katundu kungakhale kwaulere (pamene ankaona yekha lendi) kapena kukutengelani (kubwereka malipiro zina). Zofunika: lendi kukula ayenera kukhala osachepera 1 osachepera malipiro pamwezi ndipo nthawi osanjidwa.

kukonza moyo wautali kudalira kumafuna kulanda katundu yekha. Wolipira kugwilitsa ntchito katundu wolandira okha milandu iwiri: kaya ndi chilolezo olembedwa, kapena pambuyo pa imfa yake. rents lotere kuti samalipira adzakhala ali wolandira ayenera kulipira chisamaliro chake, etc. Nthawi zina m'malo mwa ndalama.

Loss, imfa, chiwonongeko kapena kuwononga katundu kutchulidwa mgwirizano sanalakwe chilichonse wolandira - osati akudza chifukwa chakuti ya mgwirizano iye adzakhala chomveka. Choncho, amakhoma misonkho ayenera kusamala: iwo ali pachiopsezo cha kuwonongeka kwambiri.

mgwirizano otere kutsazikana kaya ndi mgwirizano wa umodzi wa zipani, kapena nkhani ya si kukwaniritsidwa kwa zikhalidwe zake.

Pali mfundo za lendi dziko. Land lendi - ndi kuchuluka kwa zimene uyenera kulipidwa yobwereka kapena kugwiritsa ntchito ndalama zochepa kapena ndalama kuti mwini dziko amalandira anyantchoche ake.

Mu anthu ang'onoang'ono, panali ntchito lendi, rents achilengedwe (kubwereka mu mtundu), malipiro ndalama.

Lero, pali mitundu ngati za lendi:

Mtheradi, lomwe linaperekedwa ndi lessee kuti madera onse, mosasamala kanthu za mmene awo ndi chonde.

The masiyanidwe analandira ndi luso lamakono, wokondwa zabwino kwambiri ndipo, chifukwa, zipatso ndi ndalama okwana. Ngati dziko vysokoplodorodnye kupanga yoyamba ya lendi zimenezi, ndipo ngati muyenera ndalama chachikulu - mtundu wachiwiri.

Okhawo - mtundu osiyana lendi pansi. Alipidwe kapena analandira pa malonda (kugula) mitundu lokhazikika la ulimi pa mtengo okhawo, apamwamba kuposa ndalama zawo pafupifupi.

eni Annuity angalandire ntchito dziko, limene ogwira ntchito ndi m'zigawo mchere, etc. Pankhaniyi, zambiri pali masiyanidwe lendi.