Zizindikiro Financial -

Mu ambiri zizindikiro kumvetsa ndalama - deta kuti kwathunthu amadziwika ndi ntchito ndalama za kumalo a ntchito. Amathandiza amayang'anitsitsa zotsatira za kasamalidwe, kulemba ndi mwachidule nkhani ya zizindikiro ntchito ndalama.

ntchito ndalama ogwira ntchito angathe kuonedwa kuti i ingatithandize kuzindikira ntchito za bungwe lokhudza chuma, ndipo akhoza kugwirizana ndi kusankha malangizo ndi zolinga za kumalo a ntchito, mwachitsanzo ntchito mfundo zoyendetsera.

Kiyi zizindikiro ndalama kumalo a ntchito zikuphatikizapo kusanthula mfundo zimenezi: ndalama malonda, phindu ndi chifukwa muyezo wa kasamalidwe otaya ndalama.

Chimaposa kugulitsa mapulogalamu ndalama anachokera mwa ogwira ntchito ku kugulitsa katundu ndi mankhwala kusasanyiwa, kukwaniritsidwa kwa ntchito zina ndi ntchito kwa nthawi yeniyeni ya nthawi. The chifukwa lofotokozeredwa m'njira zonse ndalama ndipo sanali ndalama. Mu mawonekedwe chachiwiri amatanthauza kuchepetsa, tsintho, ndi zina zotero.

Phindu kusiyana pakati ndalama ankaimira chimaposa kugulitsa, ndalama zonse zimene achita ogwira ntchito kwa nthawi. ndalama ayenera kumwedwa nkhani mtengo wa katundu, misonkhano kapena ntchito. Ndi kulandira ndalama ndi msonkho. Ndipo ena a phindu, limene lili kutaya nkhani pambuyo mawerengedwe a misonkho onse, tsopano ntchito zosowa zake (kuchuluka kupanga malipiro a benefiti kwa oyambitsa ndi, etc.).

The bwino otaya ndalama kuchita masamu kuti kusiyana pakati pa otaya okwana chilli ndi kutchulidwa ndalama zawo zina mabungwe mu makamaka nthawi malipoti. Pankhaniyi, pansi ndalama ndi kumvetsa ndi ndalama ndi ndalama si ndalama, ndipo ndikuti ngati kapena ayi ndalama zimene zolowa ndi ikuchitika.

Izi zizindikiro ndalama kusiyanitsa pakati pa iwo ayenera zodziwika bwino. Choncho, pamene phindu mawerengedwe ayenera kuganizira bwinobwino ndalama zonse za kampaniyo, kuphatikizapo ndalama komanso malonda mwamtheradi zonse ndalama zina ndalama.

Tikumbukenso kuti zizindikiro ndalama kulola oyambitsa kapena matupi azingochita kunena kuti ntchitoyo kumalo a ntchito, kupeza mfundo vuto ndi kudziwa njira za njira zawo.

Kumasulira kwathunthu ntchito ndalama kumalo a ntchito, pali zizindikiro za chuma, amene anapanga mu njira ya ntchito mawunikidwe kapena mu njira ya ntchito yopanga ndi ndalama za mudzagwiritse zachuma. Pankhaniyi, palibe aliyense m'chilengedwe chonse chimene Ndikufuna kwathunthu zimaonetsa zotsatira za wazamalonda lapansi.

ntchito zachuma, kusonyeza zotsatira za kumalo a ntchito, - profitability, bata chuma, liquidity ndi phindu msika wa chuma.

Profitability amadziwika ntchito chuma kumalo a ntchito, ndi chizindikiro wachibale amene akuyerekeza chifukwa ndi ndalama kapena chuma ntchito kukwaniritsa zotsatira zabwino. Zochita pali ambiri magawanidwe profitability, kugwiritsa ntchito aliyense wa iwo zimadalira muyezo kusankha kwa poona chuma ntchito phunziro kwa mphamvu ya udindo. Kuyambira ichinso zimadalira kusankha waukulu kuwunika index zinali phindu limene ntchito kuwerengetsera lapansi. Kotero, zikhoza kugwiritsidwa ntchito zotuluka, phindu pamaso msonkho, phindu opaleshoni phindu khoka