Zomwe ziri zabwino, ngati zinalembedwa inshuwalansi, mukhoza kulipira

La chilamulo mokakamizidwa inshuwalansi anatuluka nthawi yaitali, izo envisaged kupeza ndi OSAGO inshuwalansi. Ndipo ngati inu kuthamangitsidwa chikalata ichi, kapena inu anachoka kunyumba, kapena inshuwalansi linapereka dzina osiyana, malamulo amapereka ena mitundu ya chilango. Kuyambira Nkhani limeneli muphunzira zimene chilango, ngati zinalembedwa inshuwalansi ndi woyendetsa galimoto, mukhoza kulipira.

Tiyeni tione zinthu

Mwachitsanzo, inu pitani pa chikhalidwe mwachangu kebabs. Ndipo zimene kebabs popanda mowa, pomwe? Tiyerekeze kuti munthu wina udindo kwambiri anaganiza kumwa ndipo anam'funsa kampani lonse. Koma mwini galimoto si woyenera mu zofunika inshuwalansi. Pakuti ndi chilango, ndi kupita kunyumba. Ndipotu, monga zirili pano woyendetsa galimoto, mu manja ake akhale malamulo, mwinamwake zikhoza chindapusa ndipo anachotsa laisensi. Zomwe ziri zabwino, ngati zinalembedwa mlandu inshuwalansi bwanawe wanu pansi kumbuyo gudumu, mukhoza kulemba? Mwini galimoto ayenera kulemba dzina la mphamvu mnzanuyo Loya kulamulira galimoto, ndipo iye sakanakhoza kukhala naye pafupi. Pankhaniyi, ngati "Dalaivala takisi" si alembedwa inshuwalansi, chilango osachepera - rubles 300 okha, koma idzagwira ntchito kuti dalaivala, amene anali kuyendetsa galimoto popanda inshuwalansi, ndipo mwiniwake.

Koma mu nkhani iyi pali KOMA chachikulu! Ngati mnzanu sizilembedwa inshuwalansi anu, koma ali mu ngozi, kuti chilamulo amakono inshuwalansi kampani ayenera kulipira kumawononga zonse wovulalayo. Komabe, mudzapeza inshuwalansi mgwirizano, yemwe ndi kampani inshuwalansi adzakhala kupita kukhoti kwa malipilo chimawononga, sinabweretse mu mgwirizano inshuwalansi. Ndipo izo zidzakhala zoopsa kuposa chabwino kwa dalaivala amene si mu mfundo.

Zomwe ziri zabwino, ngati inu sizikugwirizana mu ena inshuwalansi woyendetsa galimoto, malinga ndi malamulo?

Pali zinthu pamene inu kukhala kumbuyo gudumu la galimoto wina kapena mnzanu kapena wachibale anapempha makina anu pa nthawi. Muli ndi mwayi mu kamangidwe ka inshuwalansi MTPL kulowa madalaivala angapo ali ndi chiphatso chomveka galimoto. Ngati inu adakhala kumbuyo gudumu la galimoto lina, ndipo palibe zokhudza inu mu CTP inshuwalansi, ndiye mudzakhala chindapusa, adzapanga nkhani utsogoleri kusonyeza zifukwa kuphwanya Article mu Administrative Code. Woyang'anira kuchotsa manambala siriyo ku galimoto. Kodi chilango? Ngati sanalowe mu inshuwalansi - kulipira za 800 rubles. Yosaloledwa ntchito galimoto ntchito bola zimayambitsa kuletsedwa amalowerera chilango. Ngakhale mukhoza pasanathe maola 24 pambuyo chobwezera cha zabwino kugwiritsa ntchito galimoto ndi kupeza kumaloku pa nthawi.

Kodi tingatani kuti tipewe chindapusa panjira?

Funsani mwini galimoto kusamalira chakuti ndiwo anawerengedwa mwa mndandanda wa madalaivala, liyenera kuyendera galimoto imeneyi. Ndiyeno iye sadzakhalanso funso ngati mukufuna kulowa inshuwalansi madalaivala kulandira galimoto.