Kodi chopereka "Home Mawu" ambiri n'kopindulitsa kuposa zofuna za banki, ndi kulipira kudziwa za ngongole zake?

Za bungwe la ndalama monga "Home Mawu," Ine ndiyenera kuti ankamva nzika za dziko lathu. Zimenezi n'zosadabwitsa. Popeza ndi imodzi yabwino ndi yaikulu mabanki Russian chinkhoswe mu ogula kukongoza. Komabe, mndandanda wa utumiki kwa iwo amakhudza kwambiri. Anthu ambiri masiku ano kupita ku banki kuti gawo. "Home Mawu" ziri zodziwika bwino. Ndipo ndicho chifukwa chake gulu limapereka makasitomala ake ndi mwayi.

"Ndalama Rapid"

Izi ndi tariff woyamba amene akufuna kutchula tcheru. Kodi osiyana za zopereka? "Home Mawu" amapereka zinthu zotsatirazi: 8 peresenti mlingo pachaka chidwi, malire chopereka kuchuluka (ndi osachepera rubles 1000), n'zotheka kubwezeretsa nkhani - ndipo ichi zonse kwa miyezi 9. Chidwi ndi sonyezani pa mapeto a nthawi ananena.

Ngati kugunda anthu adzakhala aganyali rubles miliyoni, monga phindu patapita miyezi 9, adzalandira 60 000. Ndipo ngati zilibe kudzaza ndi zoona pali kuthekera, koma pa masiku 30 Atapeza gawo lapansi. Nkofunika kukumbukira ichi.

"N'kopindulitsa Chaka"

Izi wina chopereka mwachilungamo yabwino "Home Mawu". Monga angalimvetse ku dzina, kutsegula kwa miyezi 12. zokolola, kutenga nkhani ya capitalization chidwi kuti 9,13% (chithunzi ichi ndi kuchita masamu mogwirizana ndi malangizo a Bank of Russia №3194-U pachibwenzi 02.27.14). Ndipo kotero chiwongola dzanja ndi 8,75%.

The osachepera kuchuluka kwa ndalama, kachiwiri, ndi 1 000 rubles, pazipita - osati zochepa. kuwonjezeredwa Mbali alipo, koma ndi zinthu mofanana pa nkhani ya tariff "ndalama Rapid". Koma angafunepo chiwongoladzanja pa mwezi.

Ngati inu mumawerengera, likukhalira kuti mwa kupeza miliyoni, pa atapita, inu mukhoza kutenga 87 500 rubles mu phindu. Ndipo ndi pa mlingo muyezo, kupatulapo pa capitalization chidwi.

Kwa nthawi yaitali

Pali zoterozo_zisokonezo chopereka "Home Mawu", chimene chimatchedwa "Malipiro pazipita". Iwo amakonda kutchuka kwambiri pakati makasitomala. Komabe, pali waung'ono chenjezo - akhoza anatsegula yekha mu banki Internet. Koma mu nthawi yathu si vuto.

Zokolola ndi capitalization ukufika 9,34%. Standard mlingo - 8,75%. A nthawi imene chopereka ankatchedwa, ndi miyezi 18. Iwo likukhalira kuti mwa kupeza miliyoni, pa mapeto a munthu adzalandira kuchuluka kwa 131 250 rubles ndalama chidwi. Izi mosatengera kuti capitalization msika. Choncho kwambiri. Ndicho chifukwa ndi wotchuka "Home Mawu Bank". ofesi Private, ndi njira, kumakupatsani mwayi zofunika kuti aliyense ayenera kudziwa kutsegula zopereka, ngati n'koyenera. Lang'anani, Intaneti banki - utumiki wothandiza ndi yabwino.

Mwa njira, pali chopereka "Capital". Limadzitsegula pa miyezi 36, 8 peresenti mlingo. No capitalization, chiwerengero onse - kumapeto kwa nyengo. Koma iwo ali m'malo chachikulu - 240 000 rubles phindu, ngati inu kuika miliyoni.

zotsatsa zapadera

gulu akhoza kukhala bwinobwino amataya chopereka "penshioni". Limadzitsegula pa miyezi 18, mlingo m'munsi 1 000 rubles. chidwi pamwezi malipiro ndi capitalization, poyamba, mlingo ukuwonjezeka kuti 9,34%. View chopereka Zimenezi zingakhale pochitira umboni penshioni.

pempholo wina wotchedwa "nduna". Ndi abwino kwa anthu amene mukufuna kuti aganyali ndalama zambiri. Apo ayi izo sizigwira ntchito, chifukwa osachepera akhale 3 000 000. Akuti gawo miyezi 12 kuchita masamu, ndi muyezo mlingo - 8,9%.

Kutsegula gawo lililonse, muyenera chikalata ndi ndani khadi. Monga amafuna yosavuta kugwiritsa ntchito kwa makasitomala ake, "Home Mawu Bank". Nkhani Komabe, mungakhale wina kasitomala ndi gulu kale ntchito kuphunzira zonse chidwi, chimene akufuna musakhudze.

kufalikira

Chabwino, kuyambira chopereka gulu ena si kupereka ogula, tiyenera pang'ono za "Home Mawu" banki yokha. St. Petersburg, Moscow, Elektrostal, Klin, Podolsk, Solnechnogorsk - si mndandanda wonse a m'midzi kumene mungapeze ofesi kapena office opaleshoni ya gulu.

Iwo ayenera kutchula maadiresi a maofesi chapakati Moscow. Wina ali pa msewu. Gross, d. 21 p. 125. Pali nthambi imodzi pa msewu. Sergiya Radonezhskogo, d. 6. Mungapezeponso maofesi pa msewu. Avtozavodskaia, d. 4, p. Choonadi, d. 8. 1 ndipo pa msewu. Chapamwamba Krasnoselskaya., D. 38/19, p. 1

Ndipo kotero kuchuluka n'zomveka ndithu. Chifukwa banki wakhala akugwira ntchito mu ritelo msika kubanki. Mu 2012, mwachitsanzo, anali maudindo 6356 kukula osiyana ndi za 69 000 mfundo za malonda. Kodi inu munena za zipangizo monga ATM "Home Mawu", amene angapezeke kulikonse. Popeza ntchito zikuluzikulu za gulu - ndi issuance wa ngongole, ndi Dziwani kuti pa October 1, 2013 banki ikuchitika 26.4% ya kukongoza msika mu Russian ogulitsira ritelo. Ndipo ndi - malo oyamba!

About Kuyamikira

Ngongole chikalata pano pa zikhalidwe zomwezo losavuta ndi poyela, limene madipoziti mwalandiridwa. Nthambi iliyonse ya gombe "Home Mawu" maadiresi amene ali kwaulere angathe borrowers adzati kwa anthu amene ali kale makasitomala a bungwe, pali mwayi yabwino kwambiri.

Mwachitsanzo, kuchuluka kwa ndalama yomwe apatsidwa, kuyambira rubles 10 000 kwa 850 000. Kwa anthu amene basi wopita kwa gombe, osiyanasiyana adzakhala ang'onoang'ono - kuchokera 30 000 mpaka 500 000. Mapulogalamu amaonedwa mofanana kudya - munthu pazipita maola awiri. Apa basi kwa makasitomala ngongole akhoza anapereka pazipita miyezi 84, ndipo kwa nthawi yoyamba ntchito - ndi 60. Koma chinthu chofunika kwambiri - ndi, ndithudi, chiwongola dzanja. Makasitomala bungwe ndi 17,9% ndi enawo - 19,9% pa annum.

kopindulitsa, mukhoza kuganizira banki "Home Mawu". Adilesi, pafupi malo okhala, m'pofunika kukumbukira ndi ntchito ngati n'koyenera kuti agwiritse ntchito zipangizo zabwino ngongole, kapena kupanga gawo pa mawu abwino mofewa.