Penshioni - ziri ... Kodi inshuwalansi chikhalidwe ndi penshioni

Kuposa kwa munthu okalamba penshioni ya? Nkofunika kapena ayi? Chifukwa chiyani? maganizo ake chiyani? ndi phindu mu mawu kukhala mtendere wa limagwirira chikhalidwe cha mogwirizana ndi chiyani? mafunso awa onse adzayankhidwa m'nkhani ino.

Penshioni - ndi chiyani ichi?

Chotero anaitana ndalama zimene amapatsidwa kwa anthu mwachindunji ndiwo thandizo akamaziwononga. Gawani mitundu itatu penshoni:

• ena;
• ntchito;
• inshuwalansi.

Aliyense wa iwo ali ndi makhalidwe ake, tikambirana kenako nkhaniyi. Mlingo wa ndalama zimene munthu alandira, anatsimikiza mtima mabungwe apamwamba boma. Mndandanda wa anthu amene akhoza kudalira kuti ndalama kwaiye malamulo la feduro. Thupi waukulu, umene amangomvera milandu pensioners ndi Fund penshioni.

penshoni

Iwo kupereka pamene munthu abwera mu mphamvu olemala umalandira okalamba. Kuti, muyenera kuchita ntchito kapena zinthu zina n'cholinga. Iwo akhoza analipira pa ukalamba. Lake Kwalamulidwa ndipo ngati munthu wakwaniritsa nthawi yake, zimene zinachitikira zidzakhala penshioni kwa zaka za utumiki. Zimenezi zimathandiza kuti kuphimba muzochitika zones za zochita za anthu, amaganizira kwambiri kwa mbali.

penshioni ndi yofala kwambiri Malipilo ntchito kuti athandize anthu. kukula umadalira pa prorated mkulu, malipiro premiums inshuwalansi. Mwa njira, pamaso mbali awa osanjidwa payokha. Koma mu 2010 zinthu zinasintha. Ndipo tsopano zonse osanjidwa penshoni. Chifukwa limagwirira wapadera wa inshuwalansi si gulu osiyana. Choncho, tiyeni kumvetsetsa zimenezi inshuwalansi penshioni. Chimene icho chiri?

inshuwalansi penshioni

Izi ndi mwezi ndalama malipiro kuti compensates kwa nzika ya malipiro kapena ndalama zina zimene amalandira mu njira ya ntchito. Komanso pa zopelekazi akhoza kukhala woyenerera amene ali mamembala a banja la inshuwaransi choncho anafa.

ndi mbali ya ndalama imeneyi? Muyenera kudziwa zimene anapereka ena amodzi amalipiritsa. Iwo amadalira pa mtundu wa penshioni. Chaka chilichonse, boma ndi osanjidwa payout. Iwo angathe kuperekedwa oyambirira, koma akamaziwononga. Izi ndi zotheka ngati anthu ankagwira ntchito mitundu ya ntchito, komwe ndi kuwonjezeka munthu penshioni koyefishienti amachita. Penshioni inshuwalansi - ndi mtundu wa malipiro mu nkhani iyi, limene limayamba kuti zizichitidwa pa kufika 60 ndi 55 zaka, amuna ndi akazi, motero. Ufulu adzalandira makamaka siyana izi chikhalidwe ndi katswiri wa nzika.

penshioni chikhalidwe

Zochita mfundo zimenezi zingakhale dzina labwino kwambiri za "mtima". penshioni Social ingaperekedwe mu zoterezi:

1. Akafike ukalamba. Angadalire amuna ndi akazi (zaka 60 ndi 65, motero), kutalika kwa msonkhano pasanathe zaka zisanu. Pakali pano, ndalama zimene kuchuluka kwa 5 zikwi rubles. Komanso anthu tatchulawa angayenerere oimira pantchito ya anthu ang'ono zamakolo za anthu a kumpoto. Apa, mawu ali motere: zaka 50 ndi 55 akazi ndi amuna motero. Boma kukhazikitsa mndandanda wapadera amitundu amene Nthumwi zilipo penshioni amenewa. Izi zachitika okhawo amene amakhala m'madera zamakolo ndipo zikugwira nsomba, awo khalidwe: kusaka, akukusa, ndi zina zotero.
2. Wopulumuka ndi olumala. Mbali yoyamba, ndi yekhayo amene ana aang'ono, komanso anthu amene ali pansi zaka 23 maphunziro awo nthawi zonse mu bungwe maphunziro. Kulumala penshioni akhoza analandira ngati munthu 1, 2 kapena gulu lachitatu anapatsidwa. Komanso, ayenera zikutsimikiziridwa ndi kuchita kulipenda dokotala. malipiro Makulidwe zapakati pa 4 ndi 11,5 zikwi rubles.

Peculiarities penshoni chikhalidwe

mfundo ndi yakuti pamaso panali kusamvana malamulo. Iwo anali yekha analola ndi lamulo 2010. Kumbukirani kuti penshioni chikhalidwe anganene kokha munthu amene sakhala ntchito. Terms ndi zotsatirazi:

1. Munthu kutsatira mfundo imene accrued penshoni.
2. Choyamba, ofunsira poika TS anali akadandaule, koma kenako anachoka pamaso kuchuluka anakhazikitsa.
3. Iwo ali oyenera kukhala penshoni, koma munthu sanali kufunsira mawerengedwe ake.
4. TP wasankhidwa, koma wolandira ake anasiya izo Kutengera ndi ntchito yoyenera.

Tiyenera kukumbukira nthawi zonse kuti munthu akhoza kulandira ndalama za penshoni chimodzi chokha.

Kukula kwa penshoni mu Russian Federation ndi dziko

Tiyeni tione zimene kukula kufika malipiro pa dera la ku Russia komanso m'mayiko ena. Kodi kutenga mfundo zodalirika, kotero m'nkhani kupereka penshoni zolondola mu 2015:

1. Social - 8300 rubles.
2. Nkhondo invalids - 28 490 rubles.
3. Wopulumuka - 8040 rubles.
4. Kulumala - 7994 rubles.
5. Labor akale zaka - 13 900 rubles.

Monga chitsanzo poyerekeza, ndipo ngakhale penshioni ambiri Moscow - 14 zikwi rubles. Tsopano tiyeni mwa dziko. Zinthu Kupenda adzakhala akuchita m'mayiko osiyanasiyana (kuphatikizapo anansi athu). Kukula kwa ndalama anasamutsa mu rubles Russian:

1. Ukraine - 4000 rubles.
2. Belarus - 9916,24 rubles.
3. Kazakhstan - 14 166 rubles.
4. Greece - 32 468.59 rubles.
5. Germany - 79 329.99 rubles.
6. US. Apa, payout ndi za 67.997 rubles. Koma kumbukirani kuti penshioni m'dzikoli ali ndi njira yapadera. Ndipo kuti m'njira zonse, zikhoza kukhala. Pali kwambiri pantchito ndalama ndalama akadzabweranso.
7. Armenia. Ngati zinthu Chiyukireniya singalifotokoze nkhondo ndi kusafuna wa elites kuti ntchito zabwino za dziko, ndiye boma amakhala ndi penshioni otsika, amene chimachititsa 5,666.42 rubles.
8. Bulgaria. Iye ali mlingo wotsikitsitsa mu Union lonse European. Iye 7932,99 rubles.
9. Georgia. Chifukwa cha mavuto a zachuma mu dziko, payout pafupifupi kuzungulira 3399,85 rubles.
10. Estonia. penshoni zazikidwa pa mlingo Moscow. Ndipo 14 449.37 rubles.
11. Finland. Mtsogoleri wa mndandanda wathu. Penshioni m'mawu 2015 - 112 317,51 rubles.

Pa la Russia kuti liwu

Monga mukuonera, ndi penshioni - ndi thandizo wabwino okalamba. Kumene, chifukwa zinthu zingapo osiyana zosayenera kuyerekeza chizindikiro chimodzi chokha. Monga enaake kuti asawononge ndi kuthana ndi mfundo zingati m'mayiko osiyanasiyana ogula mtanga ndi zimene zimaphatikizapo. Komabe zimathandiza pensioners penshioni kwambiri kapena zochepa woyenera ali kutali masiku awo.

Pomaliza

Monga mukuonera, ku Russia sangathe kudzitama wa penshioni apamwamba mu dziko. Koma mu CIS, zinthu zabwino kwambiri. Ndithudi, izi si chizindikiro chokha chimene inu mukufuna kuti amachita ndi lingaliro za mlingo wa moyo. Choncho, poyerekeza ndi penshioni Chiyukireniya, n'zotheka kudziwa kusiyana ndithu. Koma chifukwa chakuti waukulu ogula malonda kuchulukitsa mtengo poyerekezera ndi amene amagulitsidwa pa malo lotseguka la Russia, kusiyana si lalikulu ndipo zikuoneka pa koyamba. Choncho, kudziwa kumene pensioners moyo bwino, m'pofunika kuyang'ana osati mphamvu zazikulu za kukula kwa ndalama, komanso mtengo wa zakudya zofunika, zofunikira ndi mankhwala.