Ubwino Kodi ali pensioners akale zaka pansi pa lamulo?

Mu Russia, akazi retiring oyambirira. The zaka zopuma pantchito 55 ndi zaka 60 kwa akazi ndi amuna motero. Munthu amapeza udindo wa pensioner, pamaso umathandiza zingapo zatsopano. boma ali ndi udindo kuthandiza anati gawo la anthu. Aliyense ayenera kudziwa ubwino zimene ali-yakale zaka pensioners. Kodi ndi mmene ingandithandize? Yankhani mafunso awa, inu mosavuta amapondereza boma bonasi kwa pensioners. Iwo moyo mosavuta kwambiri ndi kuchepetsa ndalama m'madera ena.

mitundu ya ubwino

Nkofunika kudziwa kuti ubwino wake ndi osiyana. Akuluakulu angathe kupeza chithandizo pa mbali zotsatirazi:

• ena;
• msonkho;
• nyumba;
• katundu;
• ndalama;
• zipangizo zachipatala;
• zakuthupi.

Iwo likukhalira kuti anthu a zaka zopuma pantchito akhoza kulandira thandizo pafupifupi muzochitika zones za moyo wa nzika ano. Koma zimene mungayembekezere chimodzimodzi? ubwino Kodi ali ndi zaka zaka pensioners?

misonkho

Ambiri boma bonasi - msonkho yopuma. Iwo amakhala mfulu kwathunthu kwa okalamba misonkho ina. Ena mwa ubwino mderali anakhazikitsa pa maiko oyandikana, koma ambiri a iwo feduro m'chilengedwe.

Madalitso kwa pensioners msonkho kwa ukalamba kaŵirikaŵiri zotsatirazi:

• msonkho katundu - ndi wosamasula zonse ku chinthu 1 uliwonse gulu chuma (chipinda, nyumba, Villa, nyumba ndi zina zotero);
• zoyendera msonkho - tsankho kapena okwana asandilembe malipiro a magalimoto zonyamula mphamvu chochepa;
• msonkho dziko - zambiri palibe phindu, m'madera ena a malipiro kutulutsidwa mu gawo kapena kwathunthu.
• ndi deduction msonkho m'dziko 10 000 - onse akuluakulu.

Sizovuta ndikuganiza kuti kamangidwe ka bonasi uyu akubwera ndi IRS. Kuti mudziwe bwino kuchotsa misonkho, monga pensioner, izo akambirana nthawi ina. Choyamba tiyenera kumvetsa zimene zimachitika kuthandiza achikulire mu zonse.

nkhani nyumba

Kodi phindu akale zaka pensioners chiyani? Gulu lotsatira la mabonasi boma - nyumba. Childs, thandizo loyenera m'pofunika kugonjera ndi zidziwitso olembedwa a ntchito ufulu wawo mu Code Wachifwamba.

Kodi ayenerere mu Russia pambuyo polandira udindo pensioner? Lero:

• kuchotsera kwa malipiro a ntchito zofunikira ndi lendi (50% mpaka 100%);
• reimbursement ndalama ntchito kunyumba foni;
• Free zapadera kolowera kunyumba foni;
• kuthandiza kunyumba gasification (ufulu kugwirizana kunja pamzera general);
• wosamasula (zaka 80) kapena 50% kuchotsera (kwa zaka 70) kulipira ntchito yaikulu kukonzanso kunyumba.

Zonsezi kungakupatseni monga ulamuliro, mu zigawo zonse zitatu za la Russia. Koma si onse. Nyumba ubwino mbali izi si zokhazo.

kupereka nyumba

Mfundo ndi yakuti, pa zochitika zina, pensioners angalandire ku State nyumba. Free malawi alipo osati kwa aliyense. Pakali pano, angakhale woyenera:

• anthu amene alibe chuma cha malo aliyense wamoyo;
• pensioners osowa (amafuna chilolezo cha boma monga);
• anthu amene ali ndi nyota wapadera pamaso boma (anamenyela, ngwazi, ndi zina zotero).

Choncho, okalamba pakati kalasi simungati muzidalira pa makonzedwe ufulu nyumba. Kupanga ubwino izi ikuchitika boma la mzinda kapena mu nyumba chipinda derali.

mankhwala

Kenako zofunika kwambiri dera la moyo wa munthu - mankhwala. Zokopa mabonasi wapadera okalamba.

Chochuluka a iwo zimafunikira kulembetsa iliyonse. Zokwanira ndi ndani khadi ndi satifiketi penshioni.

Kodi phindu kwa zaka zaka pensioners mankhwala kumachitika chiyani? Ena mwa iwo:

• mankhwala ufulu (mankhwala);
• chithandizo zatsiku ndi pogwiritsa thanzi (njira) popanda malipiro;
• ufulu utumiki mabungwe mankhwala kunja kwa iwonso;
• kusamalira m'nyumba zosungira ndi kukwera kwaulere;
• kotunga kupeza mano otere kwaulere.

Monga tanenera kale, palibe kulembetsa si ubwino kutero. Pamene ntchito thandizo kuchipatala basi kutsimikiza udindo wake monga pensioner a.

zoyendera

Ubwino, kuyika zaka zaka pensioners, nthawi zambiri zimadalira pamene Banja amakhala mwachindunji. mwapadera ayenera linaperekedwa kwa gawo zoyendera.

Chinthu ndi mu Russia lero kulankhula za chiyembekezo chakuti phindu zoyendera chifukwa pensioners. muyeso wotero lalandiridwa m'madera ambiri. Koma m'mizinda ina, anthu akuluakulu osati mosatsata mabonasi boma m'dera limeneli.

anthu okalamba ali oyenera:

• ufulu ntchito zoyendera anthu;
• matikiti kwa commuter zoyendera kunja kwa iwonso;
• kuyenda pa commuter magalimoto kwaulere (zaka zambiri pambuyo 80).

Nkofunika kukumbukira kuti pa njira ndiponso anthu wamba matakisi ubwino (ngati) sadzakhala ntchito.

nzika ntchito

The zaka zopuma pantchito ku Russia abwera wokongola oyambirira. Anthu, ngakhale pambuyo kupanga udindo wa pensioners kuyesa kupitiriza ntchito yawo. Izi zimathandiza osati kumva wamng'ono, komanso kumathandiza kuwonjezeka penshioni awo.

Ntchito pensioners kulandira kunena thandizo. Iwo kungafune:

• amachotsera msonkho kwa wotuluka ena;
• kuchoka popanda malipiro pa nthawi yabwino (nthawi malingana ndi udindo pensioner);
• recalculation a penshoni chaka;
• maphunziro aulere retraining likuvutika abwana ake;
• accrual mfundo penshioni kwa nthawi Buku lina.

Non-ntchito pensioners amagwiritsidwa oyenera kukhala deduction msonkho, koma pokhapokha ngati pa tsiku kuchotsedwa ali sichimaperekedwa zaka zoposa 3. Apo ayi, njirayi ndi anthu osati deduct msonkho munthu ndalama (13%) atayika.

chithandizo cha zamalamulo

Ukalamba - nthawi pamene nzika nthawi zambiri chofunika chithandizo cha za malamulo. misonkhano ya loya odziwa sitinganene kuti wotchipa. Choncho, boma anaganiza zopatsa okalamba ufulu chithandizo cha za malamulo.

Amaganiza anthu awa, amene anapita choyenera zina:

• nkhondo ndi ntchito anamenyela;
• osauka;
• anthu okhala mabungwe chisamaliro chikhalidwe;
• anazunzidwa ndale;
• sangathenso.

Aliyense adzayenera kulipira mautumiki a loya. Palibe zodabwitsa kapena zachilendo mu izi.

Adiresi ndi chuma thandizo

Kodi ubwino akale zaka pensioners zimayikidwa? Anthu achikulire Akuluakulu a ku Russia akhoza kulandira chithandizo kapena adiresi. Kuti tichite zimenezi, muyenera foni mawu oyenerera mu misonkhano chikhalidwe.

thandizo akulimbana tingasonyezere:

• zovala;
• ndalama;
• nsapato;
• mankhwala;
• mipando;
• zinthu banja tsiku ndi tsiku.

Ikani adiresi ndi thandizo la ndalama zokha kuti pensioners osowa. Uwerenge malipiro zingasiyane. Chinthu chokha chimene inu mukhoza kunena molimba - ziri zoti chithandizo ayenera kupereka wopuma pantchito kazinthu koma kukhala moyo mu dera.

dera ndalama

nzika zonse za boma latsopano la Russia adzakhala kuikidwa pa wina zaka penshioni. Pensioner ukalamba ubwino adzakhala chikalata munthu akakhala kuti yokhala anazindikira mwa okalamba. Pakali pano, pamaso pa ntchito yake sikumangotikhudza phwando kwambiri la dziko la mabonasi.

ubwino Financial za okalamba Russia, nawonso, landirani. Ena mwa iwo:

• asandilembe msonkho munthu zakuthupi thandizo;
• ndi penshioni;
• Kuenjezera inshuwalansi mbali ya malipiro penshioni pa msinkhu winawake.

Monga tanenera kale, pa zochitika zina ndi Kumatanthauza nzika zimathandiza kupereka mtengo wa moyo mu dera.

kwambiri ukalamba

Mwachionekere, phindu msonkho operekedwa ndi zaka zaka pensioners mu Russia. Akafike zaka 80 pamaso pa anthu achikulire atsegula M'maso latsopano. ndi nanga?

Pamsinkhu uwu, nzika wamba tizidalira:

• Kalembera wa chisamaliro - akuwasamalira accrue mkulu ndi kulipira 1200 rubles pamwezi;
• wosamasula zonse kwa malipiro kukonza;
• kuwonjezeka mu inshuwalansi mbali ya penshioni ndi nthawi 2 (zimachitika basi).

Care anapangidwa kwa FIU. Ngati nzika amasamalira pensioner, akhoza kusunga ntchito yake. Koma, monga zanenedwa, mkulu ndi mfundo penshioni komabe mlandu.

Kuti kalembera wa chisamaliro akuyenera kubweretsa:

• ntchito;
• ndi pasipoti pamagulu;
• satifiketi penshioni;
• SNILS akuwasamalira ndi pensioner.

Kusamalira pensioner May, ndi achibale (chofunika umboni wa ubwenzi), ndi alendo enieni.

Kulembetsa zolimbikitsa msonkho

Tsopano ndikumvetsa amapindula ali ndi zaka zaka pensioners. Onse mabonasi awa boma zimaperekedwa lonse anthu okalamba. Kodi kupanga phindu msonkho?

Kuti tichite zimenezi, muyenera kulankhula ndi Federal Tax Utumiki ya malo kulembetsa. Ndi pensioner ayenera kubweretsa:

• yofunsira lopanda msonkho;
• satifiketi penshioni;
• pasipoti;
• Malata (ngati);
• limafotokoza umwini wa magalimoto / katundu.

Ataphunzira nkhani FTS kumasulidwa pensioner msonkho. Chifukwa cha kusintha kuti zotsatira chaka cha nzika, muyenera kugonjera pempho olembedwa isanafike 1 November. Apo ayi, msonkho anamasulidwa ndi nthawi msonkho lotsatira.

amachotsera

Muyeneranso kulabadira kamangidwe ka amachotsera msonkho. Zilipo kwa anthu onse ntchito, kuti deduct chuma cha boma 13% msonkho munthu. Pensioners kulandira thandizo ndi malamulo ambiri.

Ndi iwo anabweretsa:

• yofunsira deduction;
• amadziwikira khadi;
• satifiketi nzika;
• ntchito buku;
• satifiketi ndalama (amangoona mu mawonekedwe a DZENJE-2);
• msonkho amabwerera;
• zikalata, zochokera deduction analandira (kubweza pangano, pangano yogula ndi malonda, ndi zina zotero);
• tsatanetsatane wa nkhani imene kusamutsa ndalama.

Kenako titakambirana mwatsatanetsatane pensioners pempho akhoza kudikira kuti ayankhe kuchokera Federal Tax Service poyerekezera ndi deduction lapansi. Ngati mwachita bwino, ndalama kunditumiza ku nkhani pafupifupi 1.5-2 miyezi. Mwachionekere, amapindula ali ndi zaka zaka pensioners.