Zofanana zamtengo. Fomu ya mawerengedwe. Kufufuza kwa mtengo wa chizindikiro

Pali zizindikiro zambiri zosiyana siyana, zomwe zimayang'ana tsatanetsatane wa mabungwe, malingaliro ndi ndalama zogwirira ntchito za anthu ndi zina. Malo ofunikira ndi kuchuluka kwa kayendetsedwe ka zachuma, zomwe ziri ndi udindo wozindikira kuchuluka kwa ntchito yogwiritsira ntchito komanso kuyikapo kwa chuma chokhazikitsidwa pakupanga.

Pofuna kufotokoza izi, zizindikiro zitatu zimagwiritsidwa ntchito: capital ratio, kubwerera pa chuma, kukweza ndalama. Ndondomeko yowerengera chizindikiro chotsatira imaperekedwa pansipa. Tiyeni tipitirire mwatsatanetsatane za chithandizo cha ndalama.

Lingaliro ndi mtengo wa chizindikiro

Fondovooruzhennost ndi chizindikiro chothandizira kudziwa momwe angaperekere antchito onse omwe ali ndi chuma chokhazikika.

Zimakhudza mwachindunji kufunika kwa zizindikiro monga kubwezeredwa kwa chuma ndi chiŵerengero chachikulu, chomwe chimasokonezeka nthawi zambiri.

Pofuna kupewa izi, tiyeni tione zomwe zizindikirozi zikutanthauza.

Musasokonezedwe ndi chiwerengero cha ndalama zomwe zimapindulitsa

Kulima kwakukulu kumatanthawuza ku chiŵerengero cha mtengo wamtengo wapatali kwa katundu wokhazikika wa malonda, omwe amawerengedwa ngati kuchuluka kwa chaka. Chifukwa cha chizindikiro ichi, mungathe kufotokozera momwe zinthu zonse zosungidwira zimakhudzira polojekitiyi.

Chiŵerengero cha chigawo chachikulu ndi chizindikiro chomwe chikuwerengedwa kuti chidziwitse kuchuluka kwa chuma chopanga kupanga kupanga unit kapena mankhwala ochuluka.

Fondovooruzhennost. Kulemba njira

Anthu omwe amakhulupirira kuti ndalama zogwiritsira ntchito chuma chokhazikika ndi zosiyana ndi kusamalidwa kwa thumba la ndalama n'kolakwika. Awa ndi lingaliro lolakwika.

Kusungitsa ndalama za chuma chosasungidwa (njira yowerengera yomwe imafuna kupezeka kwa deta pa katundu wosasungidwa ndi chiwerengero cha ogwira ntchito) ndi chizindikiro chomwecho monga ntchito ya thumba la ndalama. M'mabuku a mabuku palibe kusiyana pakati pa malingalirowa, ndipo mayendedwe omwe angathe kufotokozera ndi ofanana.

Chizindikiro cha kukweza ndalama kumatsimikiziridwa ndi ndondomekoyi:

• Fv = SSOF: SSF, kumene
  
  FV - kukweza ndalama;
  SSOF - mtengo wapatali wa katundu wokhazikika pa nthawi ya pachaka;
  SSH - chiwerengero cha antchito pachaka.

Kuchuluka mtengo kwa pachaka kwa katundu wokhazikika ndipo chiŵerengero cha antchito chikufunika kuwona chiŵerengero chokweza ndalama. Mndandanda wa kuwerengera izi zikuwonetsa bwino. Momwe mungawawerengere, tidzakambirana zambiri.

Kuchuluka kwa mtengo wapachaka wa katundu wokhazikika

Ichi ndi chisonyezero chapadera chomwe chimasonyeza mtengo wokwanira wa katundu wosakhazikika wa malonda. Amagwiritsidwa ntchito pazowerengera zogwirizana ndi momwe kampaniyo imakhalira.

Kuti muwerenge mtengo wofunikira, mungagwiritse ntchito njirayi:

• COSF = Osn + OSV x H1: 12 - OS2: komwe
  
  OCN - chiwerengero cha chuma choyambirira kumayambiriro kwa nthawi;
  OSV - mtengo wa katundu wokhazikika umene unayamba kugwira ntchito nthawiyo;
  OSzyb - mtengo wa katundu wokhazikika womwe ulipo pa nthawiyo;
  Ƒ1 - chiwerengero cha miyezi yomwe chuma chatsopano chinagwiritsidwa ntchito;
  Ч2 - chiwerengero cha miyezi yomwe chuma chokhala pantchito chosasamalire sichinayambe kupanga.

Avereji chiwerengero cha antchito

Ichi ndi chimodzi mwa zizindikiro zomwe muyenera kuzidziwa kuti muwerenge chiŵerengero cha chuma. Chiwerengero chowerengera nambala ndi chophweka, ngati mumvetsetsa tanthauzo la chizindikirocho molondola.

Avereji chiwerengero cha antchito ndi chizindikiro cha malonda omwe amasonyeza chiwerengero cha antchito a malonda kwa nthawi inayake. Zitha kuwerengedwa kwa mwezi umodzi, ndi kotala, chaka.

Ikhoza kuwerengedwa motere:

• MFR = MF - Rb - Ruch, komwe
  
  MF - chiwerengero cha antchito kwa nthawi inayake;
  RB - antchito amene ali paulendo wosamalira ana, mimba, kubala;
  Roach ndi antchito omwe ali pa tchuthi popanda kulipilira malipiro pamene akuphunzira kapena kulowa mu masukulu, ngati chilolezo chimayembekezeredwa ndi lamulo.

Kufufuza kwa chiwonetsero cha chiwerengero cha ndalama zogwiritsira ntchito ndalama

Chinthu chofunika kwambiri ndi kusaganiza mofulumira. Mukudziwa kale momwe chiŵerengero chokweza ndalama ndi. Chiwerengero cha chiwerengero chimadziwikiranso kwa inu. Zonsezi sizikutanthauza kuti mukhoza kutanthauzira molondola mtengo wa chizindikiro.

Ngakhale kungodziwa mphamvu sikokwanira. Kusanthula kuyenera kupangidwa mofanana ndi chiwerengero cha zokolola za ntchito. Mwachitsanzo, pamene chiŵerengero cha katundu chikuwonjezereka mofulumira kuposa zokolola zapakhomo, izi zikuwonetsa kuti chuma cha malonda chikugwiritsidwa ntchito mopanda malire.

Izi zingasonyezenso kuwonjezeka kwa ogwira ntchito, omwe sakukakamizika, chifukwa sichikugwirizana ndi kukula kwa chuma chokhazikika.

Tsopano mukudziwa chomwe ntchito yogwiritsa ntchito thumba la ntchito ndi (njira ya chiwerengero yaperekedwa pamwambapa mu nkhaniyi), komanso kumvetsetsa momwe kuli kofunikira kufufuza zoyenera za chizindikiro ichi.

Musaiwale kuti chizindikiro ichi ndi mbali chabe ya kayendetsedwe ka zachuma zomwe ndizofunikira kumvetsetsa nkhani za kampani inayake. Chifukwa chake, kudziwa phindu lenileni la ndalama zankhondo sikungathandize kupeza zofunikira zokhudzana ndi chuma cha bungwe lirilonse.

Kuwongolera komweko kumachitidwa ndi akatswiri azachuma omwe amagwira ntchito makamaka mu makampani oyang'anira. Chisangalalo chomwechi chikhoza kulola mabungwe a kumadzulo, omwe akatswiri akugwira ntchito padziko lonse lapansi.